Legal
Terms of Use
Last updated: October 17, 2026
By using go.bigtimeins.com (the “Site”), you agree to these Terms of Use. If you do not agree, please do not use the Site.
Who we are
Big Time Insurance Agency, owned by Roy Bryant, is an independent insurance agency based in Visalia, California. Roy Bryant | Big Time Insurance Agency | CA Lic. #4252813 | Agency Lic. #6016563. We sell life insurance, mortgage protection life insurance and annuities. Roy Bryant is a licensed insurance agent and is not a securities representative.
Information only, not an offer
The Site is an advertisement and provides general information about insurance products. Nothing on the Site is an offer of coverage, a quote, or a binding commitment. Coverage is subject to underwriting, eligibility and the terms, conditions and exclusions of the policy or contract issued by the insurance company. Mortgage protection is life insurance. It is not a lender product, and we are not affiliated with any mortgage lender, loan servicer or bank.
Coverage calculator
The coverage calculator provides an educational estimate based on the numbers you enter. It is not insurance, financial, tax or legal advice, and your actual needs may differ. Results do not include premiums, rates or any specific insurance company.
Annuities
Guarantees are backed by the financial strength and claims-paying ability of the issuing insurance company. Annuities are insurance contracts, not bank deposits, and may be subject to surrender charges, taxes and penalties. Not tax or legal advice. We do not offer securities or investment advice.
Communications
If you submit your contact information and consent, you agree that Big Time Insurance Agency may contact you by email and phone about your coverage request. Consent is not a condition of purchase, and you can unsubscribe or ask us to stop at any time.
Third-party services and links
The Site uses third-party services, such as HighLevel / LeadConnector for forms and scheduling, and links to third-party websites such as the California Department of Insurance. We are not responsible for the content or practices of third-party sites.
Accuracy and availability
We work to keep the Site accurate and available, but we do not warrant that it is error-free or uninterrupted. Information may change without notice.
Limitation of liability
To the fullest extent permitted by law, Big Time Insurance Agency and Roy Bryant are not liable for any indirect, incidental or consequential damages arising from your use of the Site or reliance on its content. Nothing in these Terms limits any rights you have under California law that cannot be waived.
Governing law
These Terms are governed by the laws of the State of California.
Privacy
Please read our Privacy Policy to learn how we handle your information.
Contact us
Big Time Insurance Agency
Mailing address: 4216 S Mooney Blvd, PMB 353, Visalia, CA 93277
(559) 571-2525Roy Bryant | Big Time Insurance Agency | CA Lic. #4252813 | Agency Lic. #6016563